Yesterday morning mortgage broker Venessa Ward of Pacific Residential Mortgage spoke to the Bella Casa Real Estate brokerage. She covered a lot of valuable information and I wanted to share some of the key points we learned from Venessa. Venessa provided this FHA loan scenario to illustrate how waiting to purchase will hit your pocketbook […]
Read More →FHA Loans – Waiting to Buy Will Hit Your Pocketbook
on February 17, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate News, Resources for Home Buyerstags: Buying a Home, FHA Loans, First Time Homebuyers, Homebuyer Tax Credit, Lending Industry, Mortgage brokers, Mortgages, Pacific Residential Mortgage, Real Estate Market, Real Estate News, Tax Credit, Yamhill County Real Estate
What is an FHA Mortgage?
on February 16, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate 101, Resources for Home Buyerstags: FHA Mortgage, First Time Homebuyers, Lending Industry, Low Down Payment, Mortgages, Yamhill County Real Estate
This is the first post in a series about the FHA (Federal Housing Administration). In short, the FHA is an agency of the federal government that helps borrowers get amounts they qualify for, and assists lenders by reducing their risk in issuing loans. The FHA is the largest insurer of residential mortgages in the world, […]
Read More →Mortgage Rates – Economic Update
on February 15, 2010in First Time Homebuyers, Real Estate News, Resources for Home Buyerstags: First Time Homebuyers, Lending Industry, Mortgage brokers, Mortgage Economic Update, Mortgage rates, Mortgages, Real Estate Market, Real Estate News, Yamhill County Real Estate
The Fed has told us repeatedly that their massive purchasing program of Mortgage Backed Securities is just about over – and this translates to home loan rates rising in the near future. As you can see in the chart below, the amounts of Mortgage Backed Securities the Fed is purchasing are slowly dwindling, as the […]
Read More →FHA Loans Now Available to Homebuyers Purchasing Forclosed Properties
on January 23, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate News, Resources for Home Buyerstags: Buying a Home, First Time Homebuyers, Lending Industry, Real Estate News
HUD is taking action to speed resale of foreclosed properties to new owners in an effort to help bring stability to home values and accelerate the sale of vacant properties. The policy change will permit buyers to use FHA-insured financing to purchase HUD-owned properties, bank-owned properties, or properties resold through private sales. This will allow […]
Read More →New Law Affects Good Faith Estimates
on January 9, 2010in Mortgage Lending News, Real Estate 101, Real Estate News, Resources for Home Buyerstags: Buying a Home, First Time Homebuyers, Good Faith Estimates, Lending Industry, Mortgage brokers, Mortgages, Real Estate News
Contributed by: Glen Bremer, Alpine Mortgage Planning Office: 503-718-9856 We begin 2010 with some major changes to the Good Faith Estimate and how it is used. You’ve most likely heard about the new law that went into effect January 1, 2010 stating that mortgage advisors must now honor all lending fees they quote in their […]
Read More →Mortgage Interest Rates for January 4, 2010
on January 4, 2010in Real Estate Newstags: Lending Industry, Mortgage rates, Mortgages, Real Estate Market, Real Estate News
Contributed by Travis Newton, Owner & Sr. Mortgage Banker Today’s Mortgage Group ML 137
Read More →How to Find a Safe Mortgage Broker
on January 2, 2010in Articles for Buyers, Mortgage Lending News, Resources for Home Buyerstags: Buying a Home, Lending Industry, Mortgage brokers, Mortgages

How to find a safe mortgage broker.
Read More →Mortgage Brokers to Avoid
on December 28, 2009in Articles for Buyers, Mortgage Lending News, Resources for Home Buyerstags: Buying a Home, Lending Industry, Mortgage brokers, Mortgages

When selecting your mortgage broker, rely on personal referrals and choose a local broker with a physical office nearby.
Read More →Mortgages Part 1: Understanding the Lending Industry
on December 24, 2009in Mortgage Lending News, Resources for Home Buyerstags: Buying a Home, Lending Industry, Mortgage brokers, Mortgages
Understanding the lending industry and the lending process is vital for buyers so that they can protect themselves and their investment.
Read More →Questions? Call 503-437-9005
We’ve got answers. Talk to a Bella Casa real estate agent to learn specifics about buying or selling, or to get the scoop on a property or neighborhood.
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