In the spirit of motivating buyers to submit offers, I thought it might be helpful to share what exactly goes into an offer…so that you can make an offer…today…because time is running out! (I hope I’m making myself clear). Your Realtor® will help you understand the terms and conditions of the sale and plan a […]
Read More →Writing an Offer
on March 13, 2010in First Time Homebuyers, Real Estate 101, Resources for Home Buyerstags: Buying a Home, First Time Homebuyers, Writing an Offer, Yamhill County Real Estate
FHA Loans – Waiting to Buy Will Hit Your Pocketbook
on February 17, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate News, Resources for Home Buyerstags: Buying a Home, FHA Loans, First Time Homebuyers, Homebuyer Tax Credit, Lending Industry, Mortgage brokers, Mortgages, Pacific Residential Mortgage, Real Estate Market, Real Estate News, Tax Credit, Yamhill County Real Estate
Yesterday morning mortgage broker Venessa Ward of Pacific Residential Mortgage spoke to the Bella Casa Real Estate brokerage. She covered a lot of valuable information and I wanted to share some of the key points we learned from Venessa. Venessa provided this FHA loan scenario to illustrate how waiting to purchase will hit your pocketbook […]
Read More →Does Moving Up Make Sense?
on February 10, 2010in Resources for Home Buyers, Resources for Sellerstags: Buying a Home, Homebuyer Tax Credit, Is it Time to Sell?, Selling Your Home, Yamhill County Real Estate
These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, it’s a sign that you may be ready to move. Somewhere like Berlin might whet your appetite. If so, check out JLL Residential Development Germany. 1. […]
Read More →It is a Buyer's Market
on February 6, 2010in First Time Homebuyers, Resources for Home Buyerstags: Buying a Home, First Time Homebuyers, Yamhill County Real Estate
Most people buy when everyone else is buying and they may pay too much. People often sell when everyone is trying to sell and they probably lose too much. There has never been a better time to reform your ways!!!
Read More →Should I Call the Listing Agent When I Want to View a Property?
on February 1, 2010in First Time Homebuyers, Real Estate 101, Resources for Home Buyers, Resources for Sellerstags: Buyers Agents, Buying a Home, First Time Homebuyers, Listing agents, Real Estate Agents
By Randy McCreith, Principal Broker Bella Casa Real Estate Group It has become increasingly common for buyers to call the listing agent and ask to see the property. If the property is right, then the listing agent is asked to write the offer. Is this legal? Is it wise?
Read More →Forbes Magazine Encourages Portland-Area Renters to Buy
on January 30, 2010in First Time Homebuyers, Real Estate Newstags: Buying a Home, First Time Homebuyers, Portland Real Estate, Real Estate News, Renting vs. Owning, Yamhill County Real Estate
In a recent Forbes magazine study, Portland was named one of the top 10 cities in the nation where it is smarter to buy than rent. Market conditions are such that now is a particularly good time for some renters to become homeowners. To rank the cities, Forbes computed the premium to buy—the spread between what […]
Read More →Buyers Who Wait Will Pay Thousands More This Spring
on January 27, 2010in First Time Homebuyers, Resources for Home Buyerstags: Buying a Home, First Time Homebuyers, Real Estate, Real Estate News, Yamhill County Real Estate
Contributed by Travis Newton, Mortgage Banker with Todays Mortgage Group Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA).
Read More →Introduction to Short Sales
on January 24, 2010in Real Estate 101, Resources for Home Buyers, Resources for Sellerstags: Buying a Home, First Time Homebuyers, Foreclosure, Short Sale
Are you looking to buy a new home? Have you had the time to check out these tiny houses for sale? Are you thinking that now’s a great time to find bargains? Before you make an offer, it pays to know a little about the seller’s situation. If a home is being sold for below […]
Read More →FHA Loans Now Available to Homebuyers Purchasing Forclosed Properties
on January 23, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate News, Resources for Home Buyerstags: Buying a Home, First Time Homebuyers, Lending Industry, Real Estate News
HUD is taking action to speed resale of foreclosed properties to new owners in an effort to help bring stability to home values and accelerate the sale of vacant properties. The policy change will permit buyers to use FHA-insured financing to purchase HUD-owned properties, bank-owned properties, or properties resold through private sales. This will allow […]
Read More →Changes to FHA Loans Impact Buyers
on January 22, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate News, Resources for Home Buyerstags: Buying a Home, First Time Homebuyers, Homebuyer Tax Credit, Mortgage rates, Real Estate News
The Federal Housing Administration announced several changes to FHA insured loans this week. 1) The upfront mortgage insurance premium will increase from 1.75% to 2.25%. For example: On a a $200,000 mortgage, a 1.75% mortgage insurance premium added $3,500 to the FHA loan, bringing the total loan amount to $203,500 that a borrower was required […]
Read More →Questions? Call 503-437-9005
We’ve got answers. Talk to a Bella Casa real estate agent to learn specifics about buying or selling, or to get the scoop on a property or neighborhood.
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