Equal Opportunity in Housing

TThe Fair Housing Act declares a national policy of fair housing throughout the United States. The law makes illegal any discrimination in the sale, lease or rental housing, or making housing otherwise unavailable, because of race, color, religion, sex, handicap, familial status, or national origin.

Buyers Have the Right to Expect:

  • Housing in your price range made available to you without discrimination
  • Equal professional service
  • The opportunity to consider a broad range of housing choices
  • No discriminatory limitation on certain communities or locations of housing
  • No discrimination in the financing, appraising or insuring of housing
  • Reasonable accommodations in rules, practices and procedures for persons with disabilities
  • Non-discriminatory terms and conditions for the sale, rental, financing, or insuring of a dwelling
  • To be free from harassment or intimidation for exercising your fair housing rights

The following are Prohibited in the Sale or Rental of Housing:

  • Refuse to rent or sell housing
  • Refuse to negotiate for housing
  • Make housing unavailable
  • Deny a dwelling
  • Set different terms, conditions or privileges for sale or rental of a dwelling
  • Provide different housing services or facilities
  • Falsely deny that housing is available for inspection, sale, or rental
  • For profit, persuade owners to sell or rent (blockbusting) or
  • Deny anyone access to or membership in a facility or service (such as a multiple listing service) related to the sale or rental of housing.

The following are Prohibited in Mortgage Lending:

No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap (disability):

  • Refuse to make a mortgage loan
  • Refuse to provide information regarding loans
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees
  • Discriminate in appraising property
  • Refuse to purchase a loan or
  • Set different terms or conditions for purchasing a loan

In Addition, it is illegal for anyone to: threaten, coerce, intimidate or interfere with anyone exercising a fair housing right or assisting others who exercise that right.

How Bella Casa Realtors® Uphold the Fair Housing Act

Bella Casa Realtors® are members of the National Association of Realtors®, which requires that “Realtors® shall not deny equal professional services to any person for reasons of race, color, religion, sex, handicap, familial status, or national origin” (Code of Ethics, Article 10). We pledge to conduct business in keeping with the spirit and letter of the Code of Ethics as well as the Fair Housing Act.

 

Published on: Nov 28, 2012