Category Archives for Resources for Home Buyers

In the ‘good ol’ days’ people may have initiated the sale with a handshake, but history shows that those friendly intentions often ended in bitter court disputes. For as long as real estate has been bought and sold in Oregon, there have been real estate lawsuits. Well over a hundred years of real estate agency […]

A year ago now my husband and I bought a foreclosed home.  It was our dream property, we had fixed up a few homes before so we were ready to dig into this project.  While I would never wish we had done this, I do wish that I was more prepared for what we have […]

When looking for the perfect home many people wonder if they would be better off buying a fixer upper home, This could be a great savings of money and a great way to build equity.  There are several questions that one person should ask themselves before they make this leap.  Here are just a few […]

By: G. M. Filisko Published: March 11, 2010 on houselogic.com By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. 1. The general rule of mortgage affordability As a rule of thumb, you can typically afford a home priced two to three times your gross income. […]

When you are looking to buy a home whether now or in the future, it is important to be a smart consumer. It is important know a few things about credit, you and how it affects the ability to purchase.  Here are a few things you should know about in order to have a good […]

Got questions?  We have answers!

By: Wendy Paris Published: August 28, 2009 on houselogic.com Preparing and keeping a fully stocked home emergency preparedness kit could be the key to your family’s safety if disaster strikes. First, make sure important papers are in order If a flood destroys your home, you could spend weeks or even months just trying to re-create […]

Our friends at Pacific Residential Mortgage recognize that many of our friends, neighbors and customers have had life events resulting in bankruptcy, short sale, or foreclosure. If someone has had the unfortunate experience of one of these difficult credit events, does that put home ownership out of reach? Bad things can happen to good people, […]

We all understand that prices appreciate, sometimes slowly and sometimes quickly. Most industry watchers do not think our housing markets will appreciate very quickly for the next several years. Most of us in the industry prefer slow steady improvement to a roller coaster type of ride. 5% appreciation per year sounds good enough. So is […]

It is time to buy real estate; many other wise people have already scooped up the best values in the marketplace. Failure to buy now means you may miss historic opportunities. Everyone wants to buy low and sell high. In reality, the masses buy when prices are going up and they sell when prices are […]