Category Archives for Mortgage Rates

Those who fail to adapt to changing market conditions always get burned. Buyers got burned in the market escalation before 2007 (a ‘seller’s market’). Sellers often got burned for not adjusting quickly enough during the five year housing crash since 2007 (a buyer’s market’). The market is changing again and buyers are at risk. Mortgage […]

Report below from Venessa Ward, Sr. Mortgage Banker-Pacific Residential Mortgage Mortgage Rates Have Fallen to an All New Low! So why should buyers consider a 15-year mortgage over a 30-year mortgage? SAVINGS! Rates are lower. 15-year mortgages can be half a percent lower in rate or more depending upon investor and program. Increased Principle Reduction. After the […]

* These rates are available with a 660 minimum fico score, based on a 1% Origination fee and 45 day lock using approved lenders and subject to loan approval Courtesy of Naida Paris, Mortgage Broker

Here are this morning’s mortgage rates courtesy of Lori Petersen at Valley Mortgage Group!

*These rates are available with a 640 minimum fico score, based on a 1% Origination fee and 45 day lock using approved lenders and subject to loan approval ZERO DOWN – 100% VA or USDA loans.  USDA loans are only available in towns of 25,000 per less population. Income limit for a family of 1-4 […]

Download this rate history chart as a PDF Courtesy of:

*These rates are available with a 640 minimum fico score, based on a 1% origination fee and a 45 day lock using approved lenders and subject to loan approval. Loans you might be interested in: 100% USDA – This loan is available in any town in Oregon with a population of under 25,000, excluding only McMinnville in Yamhill County.  […]

Venessa Ward, MLO – 140124 Sr. Mortgage Banker Office: (503) 699-5626 Cell: (971) 241-2001 117 NE Fifth Street, Suite D McMinnville, OR 97128

The following article is written by Lani Rosales and is taken from Agent Genius. Low, low, low According to the National Association of Realtors, the 3.5% decline in existing home sales is due in large part to contract cancellations from declined mortgage applications or because of appraised values coming in below the negotiated price, halting the […]