The purchase of a house that needs repair is often a catch-22 situation, because the bank won’t lend the money to buy the house until the repairs are complete, and the repairs can’t be done until the house has been purchased. A new FHA-insured mortgage, called the 203(k) loan, permits homebuyers to finance an additional $35,000 […]
Read More →New FHA Loan Offers $35,000 to Fix-Up Home Before Moving In
on February 27, 2010in First Time Homebuyers, Mortgage Lending News, Resources for Home Buyerstags: FHA Mortgage, Home Improvement Loan, Mortgages
Improved Short Sale Process Begins April 5, 2010
on February 24, 2010in Real Estate News, Resources for Homeowners, Resources for Sellerstags: Foreclosure, Foreclosure Alternatives, Short Sales, Yamhill County Real Estate
Warning: Confusing Acronyms Approaching Immediately. HAFA = Home Affordable Foreclosure Alternatives HAMP = Home Affordable Modification Program. On April 5, 2010, the U.S. government will implement a new program to help homeowners who qualify avoid foreclosure. Part of the Home Affordable Modification Program, HAFA helps homeowners who are unable to retain their home under HAMP […]
Read More →Wine Country Tour on February 27
on February 22, 2010in Entertainment & Eventstags: Wine Country, Yamhill County Events, Yamhill County Wine Tasting
Grape Escape Tour in the Yamhill Valley Wine Country There is currently space available for an upcoming Grape Escape tour. Meet at Hotel Oregon in McMinnville at 12:45 pm on February 27. We’ll visit three nearby wineries, match food to wine at the wineries, and one of our escape artists will host the day. Cost […]
Read More →Spring Maintenance Tips
on February 21, 2010in Resources for Homeownerstags: Home Maintenance, Homeownership, Spring Cleaning, Spring Maintenance
Doesn’t it feel like Spring is in the air? With all of this wonderful sunshine, maybe you’ve been spending more time outdoors and recently noticed moss growing rampantly on your roof. Perhaps you’ve been looking to Learn more about your options to tackle this. Perhaps you’ve already consulted with a roofing company for help and […]
Read More →The New Bella Casa Website
on February 19, 2010in Resources for Home Buyers, Resources for Homeowners, Resources for Sellerstags: Yamhill County Real Estate
This week we launched our new and improved website. We’ve added more features, design elements, articles and resources. Striving to provide our clients and Yamhill County with comprehensive local real estate information, our website will be a continual work in progress with frequent updates and a growing library of articles. Most articles are written by […]
Read More →Protect the Value of Your Home
on February 18, 2010in Real Estate 101, Resources for Homeownerstags: Home Value, Homeownership, Resources for Homeowners, Yamhill County Real Estate
Are you a homeowner? If so, your house and its content are probably among your most prized possessions. Consequently, it is fundamental that you take steps to protect your property and the belongings contained within it. This can be done a multitude of ways where one is the most important (we’ll get into that soon), […]
Read More →FHA Loans – Waiting to Buy Will Hit Your Pocketbook
on February 17, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate News, Resources for Home Buyerstags: Buying a Home, FHA Loans, First Time Homebuyers, Homebuyer Tax Credit, Lending Industry, Mortgage brokers, Mortgages, Pacific Residential Mortgage, Real Estate Market, Real Estate News, Tax Credit, Yamhill County Real Estate
Yesterday morning mortgage broker Venessa Ward of Pacific Residential Mortgage spoke to the Bella Casa Real Estate brokerage. She covered a lot of valuable information and I wanted to share some of the key points we learned from Venessa. Venessa provided this FHA loan scenario to illustrate how waiting to purchase will hit your pocketbook […]
Read More →What is an FHA Mortgage?
on February 16, 2010in First Time Homebuyers, Mortgage Lending News, Real Estate 101, Resources for Home Buyerstags: FHA Mortgage, First Time Homebuyers, Lending Industry, Low Down Payment, Mortgages, Yamhill County Real Estate
This is the first post in a series about the FHA (Federal Housing Administration). In short, the FHA is an agency of the federal government that helps borrowers get amounts they qualify for, and assists lenders by reducing their risk in issuing loans. The FHA is the largest insurer of residential mortgages in the world, […]
Read More →Mortgage Rates – Economic Update
on February 15, 2010in First Time Homebuyers, Real Estate News, Resources for Home Buyerstags: First Time Homebuyers, Lending Industry, Mortgage brokers, Mortgage Economic Update, Mortgage rates, Mortgages, Real Estate Market, Real Estate News, Yamhill County Real Estate
The Fed has told us repeatedly that their massive purchasing program of Mortgage Backed Securities is just about over – and this translates to home loan rates rising in the near future. As you can see in the chart below, the amounts of Mortgage Backed Securities the Fed is purchasing are slowly dwindling, as the […]
Read More →The Market Was Fun!
on February 13, 2010in Entertainment & Eventstags: Children's Activities, Entertainment, The Market, Yamhill County Events, Yamhill County Fresh Produce
This morning my family and I ventured to The Market in McMinnville. It was our first time…and it was so much FUN and exceeded my expectations. The layout is visitor-friendly. While full of vendors and variety, it didn’t feel claustrophobic and cramped. It was easy to walk around with a 2 year old and several […]
Read More →Questions? Call 503-437-9005
We’ve got answers. Talk to a Bella Casa real estate agent to learn specifics about buying or selling, or to get the scoop on a property or neighborhood.
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